Infinity Origination

The Infinity Origination app enables banks and credit unions to open an account for customers across multiple channels. It seamlessly integrates with other Infinity apps suite and it is also available as a standalone solution, providing a simple and intuitive account opening experience.

The Infinity Origination provides an effortless experience to customers by asking for minimal information, leveraging different Fintech APIs, and enabling immediate account activation. It delivers product selection and account funding for a better experience.

API Description Introduced In
updateIdentityInfo Updates the Identity information section in the Onboarding application with details such as ID Type, ID Number, Issued Date, Issued State, and Expiration Date. 2021.01
getIdentityInfo Retrieves the details from the Identity Information section in the Onboarding application. 2021.01
updateAddressInfo Updates the address information of the user. This API is used when the customer wants to update the address details in the application. 2021.01
getAddressInfo Retrieves the details that are provided in the Address Information section, such as city, state, and zip code. This API is used to retrieve the address details during the application registration process. 2021.01
getAddressSuggestions Retrieves the address suggestions based on the address that is being typed by the user and the user's current location by using Google APIs. For example, when a user is typing an address, this API creates a circle with the location of the user as the center of the circle. The API then provides address suggestions from locations within the circle that match the address that is being typed by the user. If there are no suggestions that can be provided within the circle, then the API fetches the locations from outside the circle and suggests the addresses to the user. The maximum number of address suggestions that the API can fetch is 5. The API response contains a parameter called Place_ID, which is used by the getFormattedAddress API to fetch additional address details. 2021.01
getFormattedAddress Retrieves the additional address details based on the address suggestion that is selected by the applicant. Every address suggestion is associated with a specific place_ID and by using this unique ID, the API fetches the additional details. The address details include information on the street, city, country, and zip code. 2021.01
updatePersonalInfo Updates the personal information section with the applicant's and co-applicant's information, such as First Name, Last Name, Date of Birth, Mobile Number, Email ID, and so on. The API fetches the XML data from the Origination Data Microservice (ODMS) and updates the XML file accordingly. 2021.01
getPersonalInfo Retrieves and filters the application data from the Origination Data Microservice (ODMS) based on the application ID. The filtered data contains personal information such as First Name, Last Name, Date of Birth, and Email ID, which is sent as a response to the user. 2021.01
getProductSelection Retrieves all the selected products from the Origination Data Microservice (ODMS). 2021.01
updateProductSelection Updates the selected products in the Origination Data Microservice (ODMS); and the Product IDs in Infinity. 2021.01
requestMFAOtp Requests the application to send a One Time Password (OTP) to the registered email ID or phone number. The service key fetched from the getMFAScenario API is used to perform the request operation. 2021.01
verifyMFAOtp Validates the One Time Password (OTP) sent by the application to the registered email ID or phone number. The security key fetched from the response of the requestMFAOtp API is used to validate with the service key. 2021.01
createApplication Creates an application in the Data microservice from the Onboarding application. This API is used in the Personal Information module of the Onboarding application 2021.01
updateApplication Updates the application to the Data microservice after obtaining the application status. This API invokes the rules engine to fetch the individual decisions of the applicant and co-applicant, which contain information about the application status. After the API obtains the individual decisions, it submits the application to the Data microservice. 2021.01
executeIDV Executes the Identity verification module of an applicant by leveraging a third-party service called IDology. Based on the execution, the API might return a few security questions to complete the identity verification process. The identity verification is done based on the user's response to the questions. 2021.01
verifyIDVResponse Verifies the response or answers that are provided by the user to the identity verification questions by leveraging the IDology service. 2021.01
submitOnBoardingApplication Updates the application status based on the applicant's status and also notifies the applicant or co-applicant if the application is under review 2021.01
sendResumeMail This API sends a mail with an application id and a resume link as soon as the user closes his/her application. 2021.01
decryptresumeLink Retrieves and de-crypts the URL link that is required to resume the process of application creation. 2021.01
fetchConfigurations Retrieves the key-value pairs that are present in the Configuration Bundle of the System Configurations in the Spotlight app. 2021.01
getMembershipEligibilityCriteriaList Retrieves the eligibility criteria list from the Business Configurations module in the Spotlight app by using the getEligibilityCriteria service. In the Onboarding application, this API is used in the EligibilityCheck module. 2021.01
getTermsAndConditionsConfigs Retrieves the URL for Terms and Conditions from the Spotlight application. 2021.01
getCountries Retrieves the list of countries from the Spotlight app. 2021.01
getRegions Retrieves the list of regions from the Spotlight app. 2021.01
isSharedTokenValid Verifies whether the CSR request is authorized a for new customer. 2021.01
VerifyDocuments Retrieves the details of the scanned document. The supported documents are Passport and Driving Licence. This API leverages a third-party vendor called AuthenticID. 2021.01
getProductGroupsWithPurpose Retrieves the list of product groups based on the purpose. The product groups are displayed as cards on the landing page and the hamburger menu. 2021.01
getProductsFromProductGroup Retrieves the list of products that are part of a product group. The list is displayed on the frmProductGroup page. 2021.01
getProductDetails Retrieves the details of the product that is selected, when the Learn More (product group page) onClick action is triggered. The API populates the response on the frmProductDetails page. 2021.01
createFunding Creates a funding application (a separate JS module) in the Origination Data Microservice (ODMS). The data that is passed to the ODMS includes the parent application ID. 2021.01
getProductsSelected Retrieves the product that is selected by the user based on the application ID. The product is retrieved from the customer application and the Party back-end system. 2021.01
getFundingProducts Retrieves the products that are selected by the user for funding. This API is used to re-populate the data while the user navigates back to the client app. 2021.01
getProductsForPurpose Retrieves the list of products from the Marketing Catalog microservice based on the specified purpose. For example, the Deposit product group contains various products such as Long Term Deposits, 3 year Deposits, and so on. If the user sets the purpose as Onboarding then all the products that are associated with Onboarding are fetched. 2021.01
getFeaturesForProducts Retrieves the features that are specific to a product based on the product reference. For example, features such as CARD.ISSUE and E-Statement are fetched for Prime Saving Account product based on the SAVINGS.PRIME.INFINITY reference that is provided by the user 2021.01
createProspectProfile Whenever the user submits the details during the process of application creation, the createProspectProfile API creates a prospect in the DBX DB (Backend database) with the details. The API is also connected to the Origination Data Microservice (ODMS) Business Delegates that update the XML applicant data in the ODMS. 2021.01
updatePropsectProfile Whenever the user submits the details during the process of application creation, the udpateProspectProfile API updates the DBX DB (Backend database) with these details. The API is also connected to Origination Data Microservice (ODMS) Business Delegates that updates the XML applicant data in the ODMS. 2021.01
updateLastEditedSection Updates the last edited section in the Data microservice. The API updates the section every time the screen loads. 2021.01
updateApplicationStatus Updates the decision of the application on whether to approve or deny the application from the workspace. 2021.01
getAllCDPlansForProduct Retrieves all the Certificate of Deposit plans that are associated with a product. The Certificate of Deposit plans are generated based on the amount range and time period. 2021.01
verifyStaticSelfie Verifies the static selfie (Near selfie) with the photo of the client in the document. This API leverages a third party vendor called AuthenticID. 2021.01
LivelinessSelfie Verifies the liveliness selfie (Far selfie) with the photo of the client in the document. This API leverages a third party vendor called AuthenticID. 2021.01
updateSelfieScoreAndResult Updates the selfie score and result fetched from the Authentic ID to the Origination Data Microservice (ODMS). 2021.01
updateFundingData Updates the funding data to the Origination Data Microservice (ODMS). 2021.01
createInfinityProspect Creates a new Infinity prospect in the DBX DB. 2021.01
createInfinityProspectAndLogin Creates a new Infinity prospect in the DBX Database and performs a silent login for the applicant. 2021.01
createRetailContract Creates a new retail contract. 2021.01
getMFAScenario Retrieves the service key and this service key is passed to the requestMFAOtp API to request the application to send an OTP to the customer. If the service key value is returned empty then the MFA authentication does not take place. 2021.01
getApplicationDetails Retrieves the application details stored in the Origination Data Microservice (ODMS) 2021.01
updateUserActionStatus Updates the status of a user action in the Origination Data Microservice. 2021.04
getTask Retrieves all the details of a task and corresponding task’s application details. 2021.04
getAllTasksForAppID Retrieves all tasks for a given application Id from RedHat PAM. 2021.04
startTask Initiates action on the task and starts the task in RedHat PAM. 2021.04
completeTask Initiates action on the task and completes the task in RedHat PAM. 2021.04
getTaskDetails Retrieves all the details of a task from PAM based on task ID and corresponding application Details from ODMS. 2021.04
getConfigs Retrieves the configurations stored from microservice. 2021.04
createConfig Creates a record or configuration in the microservice. 2021.04
resumeProspectOnboardingApplication Retrieves the Origination URL to resume the application for prospect. 2021.04
resumeCustomerOnboardingApplication Retrieves the Origination URL to resume the application for customer. 2021.04
downloadDocument Retrieves the document that is uploaded through the Infinity Origination app. 2021.04
CreateUserActionOperation After an application is submitted and the application status goes to Under Review, this API creates a new user action from the RedHat. 2021.04
UpdateUserActionOperation This Api is invoked for each user action response submitted by the user. 2021.04
GetUserActionOperation Retrieves the user action responses provided by the user. 2021.04
AbandonRetailOriginationApplication Whenever cancel opportunity event is raised from Sales Force, this API updates the application status as Abandoned. 2021.04
ApplyForCreditCardService This service is used to create credit card (DBXDB card table). This is an orchestration service provisioning as an enabler to create such accounts on the 3rd party system and is invoked from Redhat workflow. 2021.04
uploadDocument Enables uploading and storing of a document in the Document microservice. 2021.04
AddEntitlementsOperation Automatically triggered by ODMS on successful updation of PartyId or CIF, and application creation to add an entitlement for the current user. 2021.04
AddEntitlementbyUserId Adds entitlements by unique user id. 2021.04
createAccount This service is used to create account in Temenos Transact. 2021.04
UpdateCustomerDetailsOnboarding This service is used to update Party microservice and/or Temenos Transact depending on the business outcome deployed. 2021.04

Copyright © 2020- Temenos Headquarters SA

Published on :
Tuesday, October 5, 2021 11:13:58 AM IST

Feedback
x